因“貸款管理嚴(yán)重不審慎”等,，郵儲銀行金華市分行被罰35萬元
中捷之車
2024-01-04
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國金融監(jiān)督管理總局金華監(jiān)管分局行政處罰信息公開表
（金金罰決字〔2023〕7號）
因“貸款管理嚴(yán)重不審慎”等,，郵儲銀行金華市分行被罰35萬元_銀行頻道_證券星
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行政處罰決定書文號
金金罰決字〔2023〕7號
被處罰當(dāng)事人
一,、
中國郵政儲蓄銀行股份有限公司金華市分行
二,、
李杰（時任中國郵政儲蓄銀行金華市婺城區(qū)支行行長）
主要違法違規(guī)事實(shí)
貸款管理嚴(yán)重不審慎,；在客戶申請?zhí)崆斑€貸過程中以減免違約金為條件，誘使客戶購買貴金屬,，侵害消費(fèi)者自主選擇權(quán)
行政處罰依據(jù)
《中華人民共和國銀行業(yè)監(jiān)督管理法》第二十一條,、第四十六條,、第四十八條及相關(guān)審慎經(jīng)營規(guī)則,，《銀行保險機(jī)構(gòu)消費(fèi)者權(quán)益保護(hù)管理辦法》第二十六條、第五十四條
行政處罰決定
一,、對中國郵政儲蓄銀行股份有限公司金華市分行罰款35萬元二,、對李杰警告
作出處罰決定的機(jī)關(guān)名稱
國金融監(jiān)督管理總局金華監(jiān)管分局
作出處罰決定的日期
2023年12月25日
數(shù)據(jù)來源：國金融監(jiān)督管理總局
郵儲銀行金華市分行主要違法違規(guī)事實(shí)包括：貸款管理嚴(yán)重不審慎；在客戶申請?zhí)崆斑€貸過程中以減免違約金為條件,，誘使客戶購買貴金屬,，侵害消費(fèi)者自主選擇權(quán)。
